Jonathan G. Hardin

Arbitration

• Represents a Fortune 500 manufacturer in London arbitrations seeking coverage under Bermuda Form policies for billions of dollars of alleged product liabilities.
• Represents a major healthcare system in reinsurance claims seeking coverage for hundreds of millions of dollars in alleged medical malpractice claims. 
• Represents a professional basketball team seeking disability coverage for a season-ending injury to its star player.

Business interruption and property damage

• Obtained one of the world’s largest COVID-19 insurance recoveries for WorldStrides, an educational travel company that lost over a billion dollars in revenue during the pandemic.
• Recovered full policy limits on multiple claims for a Fortune 500 semiconductor manufacturer for losses resulting from a 2019 power outage in Japan and the 2011 Thailand floods. 

CGL, product, and pollution liability

• Radiator Specialty Co. v. Arrowood Indemnity Co., et al., No. 13-CVS-2271 (Mecklenburg County, N.C.) No. COA19-507 (N.C. Court of Appeals), No. 20PA21 (N.C. Supreme Court): Lead trial and appellate counsel for a manufacturer seeking product liability coverage for hundreds of benzene toxic tort claims.
• 3M Company v. Ace American Ins. Co., et al., No. 62-CV-24-6723 (Ramsey County, Minn.): Co-lead counsel for 3M in litigation seeking coverage under historic CGL policies for hundreds of thousands of underlying PFAS property damage and personal injury claims.
• Uber Technologies, Inc. v. American Transit Ins. Co., 2026 WL 587834 (S.D.N.Y. 2026): Won summary judgment for Uber in litigation seeking commercial auto coverage for dozens of underlying rideshare accident cases.
• Obtained coverage for religiously affiliated institutions under historic CGL policies for underlying sexual abuse claims.
• Lincoln Electric Co. v. Travelers Casualty & Surety Co., et al., No. 1:11-CV-2253 (N.D. Ohio): Represented a welding rod manufacturer seeking coverage for asbestos, manganese, and welding fume claims.
• Represented a national electrical contractor in Wisconsin and Minnesota state courts seeking coverage for environmental liabilities associated with a former manufactured gas plant site.

Construction and pollution liability

• Seattle Tunnel Partners, et al. v. Great Lakes Reinsurance (UK) PLC, et al., No. 15-2-15009-0 (King County, Wash.): Represented Japanese engineering and manufacturing firm Hitachi Zosen in litigation seeking builder’s risk coverage for damage to the world’s largest tunnel boring machine.
• Lendlease (US) Public Partnerships LLC, et al. v. AIG Specialty Ins. Co., No. 653156/2024 (Supreme Court of New York): Represents a global construction and real estate company seeking pollution liability coverage for underlying mold claims.
• Represents general contractors and owners pursuing coverage for construction losses and claims under professional liability policies, OCIP and CCIP programs, builder’s risk policies, subcontractor default insurance (Subguard), and surety bonds.

Cyber insurance

• Recovered full claim value for one of the largest U.S. utility companies for losses resulting from a cyberattack and associated data breach.
• Obtained favorable settlements for companies seeking social engineering fraud, computer fraud, and bank transfer fraud coverage for losses resulting from fraudulent payments.
• Recovered full policy limits for a Fortune 500 semiconductor manufacturer for losses resulting from a major network security breach.

Directors, officers, and company liability

• G-New, Inc. dba Godiva Chocolatier, Inc. v. Endurance Am. Ins. Co., 2022 WL 4128608 (Del. Super. Ct. 2022): Won summary judgment for Godiva Chocolatier in litigation seeking private-company D&O coverage for class actions alleging false advertising and consumer protection claims.
• Negotiated a favorable settlement for a government contractor seeking private-company D&O coverage for arbitration initiated by a competitor. 
• Represented financial services firms and investment banks seeking public-company D&O coverage for derivative actions, SEC investigations, and shareholder lawsuits regarding mortgage-backed securities arising from the 2008 financial crisis.

Insurer bad faith and broker negligence

• Lead trial counsel in Oregon state court for a biotech company pursuing broker negligence claims related to procurement of D&O coverage.
• Represented Extended Stay America hotels in Missouri state court seeking insurance bad-faith damages for wrongful denial of coverage for property damage caused by defective windows.

• United States v. County of Clark, 2021 WL 725804 (D. Nev. 2021), 2022 WL 1500796 (9th Cir. 2022): Lead counsel for Clark County, Nevada, in a suit brought by the Department of the Interior alleging breaches of contract and fiduciary duty in connection with the lease of former federal land on the Las Vegas Strip. After trial court and appellate rulings, Jonathan negotiated a favorable settlement for just 2% of alleged damages.
• EPA v. Calumet Shreveport Refining, 145 S.Ct. 1735 (U.S. 2025); Sinclair Wyo. Refining v. EPA, 2024 WL 3801747 (D.C. Cir.); Calumet Shreveport Refining v. EPA, 86 F.4th 1121 (5th Cir. 2023); Ergon-West Virginia v. EPA, 980 F.3d 403 (4th Cir. 2020); Ergon-West Virginia v. EPA, 896 F.3d 600 (4th Cir. 2018): Successfully overturned EPA denials of more than a hundred petitions for small refinery exemptions from the Renewable Fuel Standard in appeals involving billions of dollars in compliance costs.
• HollyFrontier Cheyenne Refining v. Renewable Fuels Assoc., 594 U.S. 382 (2021): Lead counsel for amicus brief filed on behalf of petroleum refineries concerning small refinery exemptions from the Renewable Fuel Standard. The Supreme Court issued a 6-3 decision in favor of the position advocated by the amicus brief.